₹25 Lakh Crore in Bad Loans Written Off, Just ₹2.5 Lakh Crore Recovered – Who Pays the Price?
Since 2014, Indian banks have written off ₹25 lakh crore in bad loans. Out of this massive amount, only ₹2.5 lakh crore (just 10%) has been recovered. Guess who defaulted? Big corporates.
Now, let’s flip the script:
➡️ A billionaire defaults on thousands of crores – “Write-off,” business as usual.
➡️ A middle-class family misses three EMIs – CIBIL score ruined, legal notice sent, house auctioned.
Your taxes are funding corporate failures.
Your assets are covering their losses.
The system isn’t broken. It’s working exactly as planned.
Why This Matters
Loan write-offs don’t mean banks stop chasing recovery. But when was the last time you saw a billionaire’s house being auctioned?
NPAs (Non-Performing Assets) hurt the banking system, yet the middle-class faces the strictest penalties.
The debt burden ultimately shifts to taxpayers, increasing fiscal pressure.
What Can You Do?
Stay informed about banking policies and financial loopholes.
Demand accountability for corporate defaulters.
Learn smart financial strategies to protect your assets.
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